Seattle & Tacoma Foreclosure Defense and Proceedings

Helping Washington residents keep their homes

Foreclosure proceedings are generally highly stressful for homeowners, many of whom fear they may lose the very roof over their heads. Real estate is often a person or company’s most important asset and, therefore, you should always call the Dickson Frohlich for assistance in stopping foreclosure proceedings.

Our experienced attorneys have many options and tools with which to challenge foreclosures and negotiate with your lender so that you can remain in your home.

CALL OUR SEATTLE OFFICE AT (206) 621-1110 OR OUR TACOMA OFFICE AT (253) 572-1000 FOR A FREE CONSULTATION TODAY.

The Washington Foreclosure Fairness Program

In 2011, the state of Washington passed the Foreclosure Fairness Act1, which in turn created the Foreclosure Fairness Program2. This program compels mortgage lenders to negotiate with real estate owners in order to avoid foreclosure whenever possible. This means that it may be possible to negotiate a home loan modification or other arrangements to help you catch up on payments and keep your property. If negotiations are not successful, the Foreclosure Fairness Program allows homeowners to engage in mediation with lenders to try to come to a settlement agreement.

An experienced attorney can identify any options available to you under this program and can represent you in negotiation or mediation proceedings.

Other foreclosure defenses

In addition to options provided by the Foreclosure Fairness Act, there are other defenses that our attorneys may raise to challenge foreclosure proceedings. Such defenses may include:

  • The foreclosing party failed to follow proper procedures when initiating the foreclosure action.
  • The terms and provisions of your mortgage agreement are unconscionable.
  • You have special protections under the Servicemembers Civil Relief Act (SCRA)3 if you are on active duty in the United States military.

Our attorneys will carefully evaluate the circumstances of your particular situation to identify any applicable defenses to foreclosure proceedings and how to best proceed in your defense.

Call the Dickson Frohlich for assistance with foreclosure defense and proceedings

If you are facing foreclosure, do not risk losing your home or other property. Instead, contact the experienced real estate lawyers at the Dickson Frohlich in Seattle or Tacoma for help in stopping foreclosure proceedings as soon as possible.

DO NOT HESITATE TO CALL (206) 621-1110 OR (253) 572-1000 FOR ASSISTANCE TODAY.

1http://app.leg.wa.gov/rcw/default.aspx?cite=61.24.163

2http://www.commerce.wa.gov/Programs/housing/Foreclosure/Pages/default.aspx

3http://www.justice.gov/crt/spec_topics/military/scratext.pdf