Seattle & Tacoma Foreclosure Attorneys

Foreclosure has become an unfortunate reality for many Western Washington residents and lenders. Whether you are a lender or a home owner facing foreclosure, you need legal assistance to protect your rights under the law. Dickson Frohlich is an experienced real estate law firm that understands the rights of both sides in foreclosure proceedings, and will ensure that our clients are treated fairly and justly.

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Foreclosure concerns? Call for a free 15-minute phone consultation.
In Seattle, call 206-621-1110 or in the Tacoma area, 253-572-1000.

Dickson Frohlich: Washington Foreclosure Law Experts

Foreclosure LawBoth mortgage holders and lenders often feel that they have been unfairly treated in foreclosure disputes. Mortgage holders may have reason to believe that their lender has broken the law in the process of foreclosing on their property and need legal representation to prove their claim. Conversely, lenders must administer foreclosure proceedings according to the law to assure that they protect their investment.

Understanding Foreclosure Processes

Foreclosure is a process that lenders use to terminate an individual or entity’s legal right to property.  This can only happen when the owner has fallen into default pursuant to the terms of a lending agreement. In Washington state, there are two processes that lenders can use to foreclose on properties in the event of a default: judicial or non-judicial (commonly called “power of sale”).  By far the most common form of foreclosure is non-judicial.

Power Of Sale Foreclosure

The most common foreclosure process is known as “foreclosure by the power of sale” or a “trustee’s foreclosure.” This is a non-judicial form of foreclosure and can be used if the deed of trust authorizes it. Most deeds of trust have a power of sale clause that allows the lender to proceed with the sale of the property once a borrower defaults on the loan. This gives preauthorization to sell the property to cover the balance of the loan. However, even with a power of sale clause in the deed of trust, lenders must follow specific rules and guidelines. Legal counsel is essential if both the lender and the borrower are to understand these guidelines.

Judicial Foreclosure

In a judicial foreclosure, a power of sale clause was not used in the original deed of trust or other mortgage instrument. In the event of default, the lender must rely on the court system to order a foreclosure on the property. Once the lender has filed for the right to foreclose, the court must then decide whether the borrower has indeed defaulted on the loan. If the court finds in favor of foreclosure, the borrower will be given a set date to satisfy the default, before the lender is allowed to sell the property.

Protect Your Rights During Foreclosure

At Dickson Frohlich, our 100 years of combined experience with foreclosure proceedings and extensive knowledge of the law will serve you well during a foreclosure dispute. Whether you are a lender that needs assistance proceeding with a foreclosure or a home owner facing foreclosure, we can help you use the law to your advantage.

Foreclosure Proceedings: Don’t Lose the Battle

Learn your rights during foreclosure. Start by calling now for a free 15-minute phone consultation.

In Seattle, call 206-621-1110 or call our Tacoma office at 253-572-1000

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    our firm

    Thomas L. Dickson

    Tom is an experienced litigator and the founding partner of the Dickson Frohlich. For over 30 years, he’s helped clients prevail in their real estate, construction, and business law matters.

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    Robert P. Dickson

    The core of Rob’s legal practice is civil litigation, with an emphasis on construction, real estate, and business law. He represents a wide range of clients, from large construction companies to individual homeowners.

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    Mark S. Johnson

    Mark’s legal practice focuses on civil litigation, real estate law, business law and family law. He works tirelessly to help his clients achieve the outcome they are looking for.

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    Daniel J. Frohlich

    Dan’s legal practice focuses on civil litigation, real estate law, business law and probate law. He has more than 10 years of experience as an attorney serving clients throughout Western Washington.

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    Chris Lindemeier

    As an associate at Dickson Frohlich, Chris practices in a wide range of areas, including business law, real estate law, civil litigation, and intellectual property law.

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    Daniel Pizarro

    As an associate at Dickson Frohlich, Daniel is active in the firm’s civil litigation department. His practice is mainly centered around real estate law, landlord-tenant law, construction law, and probate law.

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    Alexander Wisbey

    Alexander Wisbey comes to the firm with 5 years of experience as a litigator and trial attorney. He has first chaired several jury trials and has extensive experience handling arbitrations, mediations, depositions, and settlements.

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    George Knight

    George is an honors graduate of Emory University School of Law. While there, George served on the Emory Law Journal as an Articles Editor.

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    testimonials

    I highly recommend Dickson Frohlich and if I ever need a lawyer again they will be my first call.

    - Jeremy H.

    I can’t even tell you how much I appreciate this firm! These guys helped me through one of the most challenging legal situations I’ve faced in my life. Their skill and expertise literally saved my business. I’ve dealt with other counsel in the past but the Dickson firm was by far the most competent and tactful counsel I’ve ever received. I would recommend this group to anyone!

    - Keith D.

    It’s a pleasure to work with the guys at Dickson Frohlich. One of the first things that stood out to me was how down to earth and friendly everyone at the firm is. I would definitely recommend them.

    - Den L.