Tacoma and Seattle Foreclosure Attorneys

Unfortunately, home foreclosures continue to have adverse effects on property values throughout our community and on homeowners who have been striving to make their monthly mortgage payments in this tough economy. Many wonder how foreclosures affect those homeowners who continue to pay their mortgages each month. In essence, foreclosures reduce a community’s home prices and have further unfavorable consequences on the economy as a whole. For example, in some studies, foreclosure on a home has been found to reduce the prices of nearby homes by as much as 9 percent—creating the potential that even borrowers who make every payment on their home mortgage suffer from foreclosures in their community. (Homeowner Affordability and Stability Plan Fact Sheet: http://www.treasury.gov/initiatives /eesa/homeowner-affordability-plan/FactSheet.pdf.)

Along with foreclosures, our slow economy’s unemployment rate has affected the real estate market and continues to affect many homeowners who are struggling to keep up on their mortgage payments. To combat the grave effects that foreclosures and the economy are having on the real estate market, loan modifications have become increasingly popular among struggling homeowners.

One of the biggest reforms to the current loan modification system has been the federal government’s Homeowner Affordability and Stability Plan (“HASP,” but also known as “HAMP”), which was enacted to help qualified homeowners restructure and refinance their mortgages to avoid foreclosure. The HASP targets those homeowners with a “high combined mortgage debt compared to income,” or those who are “underwater” on their home (those with a mortgage balance that is higher than the current market value of their homes). Even if you do not qualify for the government’s modification program, many lenders have in-house modifications that an experienced attorney can assist you in applying for.

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    Thomas L. Dickson

    Tom is an experienced litigator and the founding partner of the Dickson Frohlich. For over 30 years, he’s helped clients prevail in their real estate, construction, and business law matters.

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    Robert P. Dickson

    The core of Rob’s legal practice is civil litigation, with an emphasis on construction, real estate, and business law. He represents a wide range of clients, from large construction companies to individual homeowners.

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    Mark S. Johnson

    Mark’s legal practice focuses on civil litigation, real estate law, business law and family law. He works tirelessly to help his clients achieve the outcome they are looking for.

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    Daniel J. Frohlich

    Dan’s legal practice focuses on civil litigation, real estate law, business law and probate law. He has more than 10 years of experience as an attorney serving clients throughout Western Washington.

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    Chris Lindemeier

    As an associate at Dickson Frohlich, Chris practices in a wide range of areas, including business law, real estate law, civil litigation, and intellectual property law.

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    Daniel Pizarro

    As an associate at Dickson Frohlich, Daniel is active in the firm’s civil litigation department. His practice is mainly centered around real estate law, landlord-tenant law, construction law, and probate law.

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    Alexander Wisbey

    Alexander Wisbey comes to the firm with 5 years of experience as a litigator and trial attorney. He has first chaired several jury trials and has extensive experience handling arbitrations, mediations, depositions, and settlements.

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    George Knight

    George is an honors graduate of Emory University School of Law. While there, George served on the Emory Law Journal as an Articles Editor.

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    I highly recommend Dickson Frohlich and if I ever need a lawyer again they will be my first call.

    - Jeremy H.

    I can’t even tell you how much I appreciate this firm! These guys helped me through one of the most challenging legal situations I’ve faced in my life. Their skill and expertise literally saved my business. I’ve dealt with other counsel in the past but the Dickson firm was by far the most competent and tactful counsel I’ve ever received. I would recommend this group to anyone!

    - Keith D.

    It’s a pleasure to work with the guys at Dickson Frohlich. One of the first things that stood out to me was how down to earth and friendly everyone at the firm is. I would definitely recommend them.

    - Den L.